Omni-channel Banking

True omnichannel banking promises a seamless customer experience when moving between mobile and online channels.   Our dedicated UX team brings over a decade of experience creating exciting mobile banking interfaces to deliver user-centric, visual online banking solutions.

Simpler, more intuitive homepages now greet online users with quicker access to key functions, and links to comprehensive banking services.

Our solution includes a full suite of services for mobile, pc, tablet and wearables and is easily extendible to payments and customer loyalty programs.

Mobile-First Banking

Since creating our first mobile banking solution in 2005 for Maybank in Malaysia, we have been developing and enhancing our banking proposition.

We strongly believe that a mobile-first approach delivers an unmatched experience. Mobile is no longer the add-on channel; for many people it is the primary channel and our expertise in this area has been refined over 12 years of practical experience.

Banking for SMEs

We understand that small businesses have specific banking needs.  Many are increasingly mobile and need omni-channel banking solutions to access accounts wherever they are.

Vipera’s SME Banking solution allows multiple levels of access and authorisation to be created.  This means one employee can initiate a transaction from Online Banking and then a company authoriser can instantly approve on mobile – and vice versa.

Value Added Services

Bill Payment

P2P Payment

Budgeting Tools

Cardless ATM


Loyalty Schemes