PSD2 in 90 seconds Friday 13th April

PSD2 in 90 seconds Friday 13th April

Welcome to our regular roundup of the best news and opinion on PSD2.

7 things corporates need to know about PSD2 and open banking – SEPA for corporates

Seven key points indicating how PSD2 and Open Banking will affect corporates – including the impact of PISPs, AISPs, and the changes to Shared Payment Charges.

What does the future hold for payments in a post-PSD2 world – Silicon Republic

PSD2 has not triggered an overnight transformation, but banking and payments will change significantly in the next five years with fully digital channels becoming a reality for many service providers during this time.

Silicon Republic provide a roundup of key predictions for the changes that the legislation will bring for existing institutions, new entrants, consumers and more.

PSD2 open banking: The ticking timebomb for financial institutions – Payment Cards and Mobile

All financial institutions offering transactional accounts have a deadline for making APIs available to Third Party Providers – September 14th, 2019, with testing to commence by March 14th.

Latecomers could face regulatory fines – but there is still uncertainty over who foots the bill when things go wrong with API-based transactions. Proposed solutions however currently rest in voluntary codes which may not be adhered to by all parties.

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